Why didn't anyone tell me buying a house sucks! I'm so freaking stressed out right now. Working with a lender, being told all we need is our down payment money at closing (seller is covering closing costs). Then suddenly today I get the loan application and a request to use my credit card to pay for the appraisal. Money we weren't planning on. So I talk to another lender, won't need to pay that upfront, and a lower rate. Call the first back to say we're going to go with someone else. A bit later his manager calls me back to ask why. I told him how I felt surprised by the appraisal, and worried about additional surprises. As we talk he tells me their rate was high so they could over deliver at closing with a lower rate (which the lender himself never told me), explained the appraisal situation, which I understand, but agreed to take care of it if I wanted to continue. So tonight Katie and I should have two loan applications to go over and decide which to go with.


This sucks. So frustrating, stressful, stressful, and stressful!


Comment from: SuperHeumann [Visitor]

Welcome aboard the Home Buying Express. Next stop: Mortgage.

Thu Jun 30, 2011 @ 08:51
Comment from: Kristi [Visitor]

And after Mortgage (take a sedative beforehand on that one), home repairs :).
“What do you mean they installed the water heater wrong!?” *sigh*

Fri Jul 01, 2011 @ 07:18
Comment from: Kristi [Visitor]

by the way, it said my original response was Spam because I wrote X.a.n.a.x. instead of sedative. sheesh! ;)

Fri Jul 01, 2011 @ 07:20
Comment from: [Member]

Gotta keep the trash out! ;)

(Seriously though without strict rules in place I would have so many spam comments. To leave it open to anyone to comment requires stricter rules. Otherwise I’d have to require everyone had an account.)

Fri Jul 01, 2011 @ 09:45
Comment from: Holly [Visitor]

It certainly can be a headache but well worth it!

Also, Happy Birthday Mike!!

Mon Jul 04, 2011 @ 06:53

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